“No Money More Problems!”
‘Mo’ Money Mo’ Problems,‘ ever heard of that saying? Well I beg to differ, how about you? Instead let’s rephrase this to ‘No Money More Problems.‘ The wealthy complain about life being hard because they have a lot of money and fewer people to trust. I understand living in fear of being asked and used for money would be a challenge and down right annoying! I can honestly say I have never experienced this feeling of mistrust due to a lot of money. What I can say is that I have experienced being poor! The fact of the matter is… you know which situation is worse when you ask people with money whether they would switch lives with a poor person and they hesitate with finally answering no. Now you ask a person struggling with money whether they would switch lives with a wealthy person… and you can’t even ask the full question without them interrupting with an immediate YES PLEASE! (maybe having money with problems is better than having no money with problems!) I wrote about the fear of having money, so let me discuss the fear with having NO money… such as loosing a home (whether you own or rent), living in a rough neighborhood, not paying bills, going bankrupt, not eating enough, utilities being shut off, lack of good quality schools for your kids, no vacations, feeling down right depressed because you wish you could provide more for your kids.
So let’s go back to imagination land just for a moment as I try to paint a picture of reality…
You’ve worked hard, really hard… your bones ache, your muscles are limp, your mentality of trying to survive paycheck to paycheck and some how make it out of this stress of not being able to pay your bills takes a toll on you. Everyday you try with all you have, but you’re stuck, you cannot seem to make it past the poor house, sick of living in an old home that’s falling apart and infested with bugs, but you can’t fix it because the lack of money, sick of receiving ‘final notices’ on bills you cannot pay, sick of being viewed as a low-income person… your only escape, your only motivation is to envision yourself where you’d like to be…
You envision yourself breaking free of this poverty, living wealthy in a nice home located in a good neighborhood, the kids can go to a good school, you can afford to buy them more clothes, take them on trips, eat healthy food, not have to worry about paying bills or collecting a stack of coupons, and no need to live on medical assistance. This envision you have, this You that you have created feels strong, at ease, happy, and has the confidence and power in your own abilities.
To tell you the truth, I have envisioned myself well off for a long time (as a kid). I still do this (but my expectations are not as high, now I just want to be content with upper middle class… I don’t need to be rich-although I wouldn’t turn down being a millionaire!) My goal now, is to feel comfortable with my finances. I would love to buy a home for my kids and I, buy a reliable car, pay bills without worry, take a family trip with my munchkins to create happy exciting memories. Oh, and buy a new MacBook Air laptop to have a high-speed, reliable machine that I can work on my blog, write my stories, and market my work much more efficiently… I really, truly, desperately want to feel independent! Then, when I do make enough to support my family, I wish to financially support causes, like poverty, saving the Earth, medical research… I will get there some day, until then I will help in other areas, like spreading awareness!
While life has been difficult for me, and for others as well, always know that you may have it bad, but there’s more of a chance someone out there in the world has it worse. We need to ask ourselves what can we do to fight such a big problem in the world… What can we do as a society to help with poverty?
Here Are Ways To Help Decrease Poverty As A Society
- Support quality education for all. On an individual level, the extent of a person’s education is one of the strongest predictors of income potential. So by supporting programs that strengthen the educational system, you help give individuals the tools they need to stay out of poverty. Wikihow Invest in schools!
- Make sure people are paid fairly. The two simplest ways to do this include setting minimum wage levels that keep people out of poverty, and enforcing robust collective bargaining and unionization policies, such as a guaranteed right to strike, protections against retaliation, and automatic union registration. Wikihow
- Increase the social safety net. While education and strong wages prevent people from falling into poverty in the first place, the social safety net safeguards those who do fall into poverty. The social safety net includes cash transfers, in-kind benefits, and statutes defining the duties of creditors to debtors and employers to employees. The stronger the social safety net, the farther it pulls people out of poverty. Social safety net benefits in the US are often insufficient to pull someone all the way out of poverty, meaning that even with their eligible benefits factored in, they still fall below the poverty line. Wikihow
- Broaden ownership. The ownership of assets determines wealth, while the amount of money a person makes determines income. Increasing access to low-interest credit for poor people. Creating strong legal incentives for employee ownership.Giving employees ownership of the firms they work for broadens the distribution of assets. For example, firms over a certain size might be required to divest stock to their employees in proportion to the profit derived from their labor—imagine the how differently wealth might be distributed if the employees of a huge corporation like Wal-Mart were all stockholders in the company. Well put Wikihow!
- Talk to your friends and associates as practice for more serious advocacy. Approach your friends, family, and acquaintances about issues you’re passionate about. Your goal should be to make them care about that issue. Think about their experiences, sympathies, and temperaments so you can craft an appeal that’s most likely to succeed. EXAMPLE: imagine your uncle is a police officer in a poor area. The issue you care about is education. If you want to get him to care about education in the same way you do, talk to him about how lack of educational opportunities contributes to crime. You could open by saying something like this: “You know they just cut funding for afterschool programs in Sadtown? Better get ready to start chasing kids all over the city. Kids with nothing to do get in trouble.” Wikihow is awesome, couldn’t have said it better!
- Take advantage of social media. Social media platforms like Twitter, Instagram, and Facebook can be a great way to raise awareness of an issue. These tools allow you to reach large audiences with relatively little effort, and numerous issues have gone viral (achieved notoriety quickly) with the aid of social media. Use social media to promote articles, videos, and memes that tackle any one of the many facets of ending poverty. Wikihow, AND THAT’S WHAT I’M DOING YA’LL! Help spread the word about decreasing poverty share this post, show you care!
- Become a content creator. If you want to take your advocacy one step further, create content that tackles issues relating to poverty. “Content creation” is a broad term, but all it really means is creating any type of media—whether it’s audio, video, visual, or written. In order to publish your content, you can create your own platform or contribute to someone else’s, depending on the effort you can devote to it. Wikihow, AND THAT’S WHAT I’M DOING YA’LL! again!
- Join a group. Many voices together are more powerful than one voice alone. By joining a group that’s concerned with the same issues you’re concerned with, you’ll gain credibility and access.
- Reach out to the decision makers. Be an advocate by taking your message to people who have the power to make the changes you want to make. With a problem as big as poverty, there are a lot of decision makers and a lot of ways to communicate with them. For example:
You can write a letter to the editor of your local newspaper, your congressman, senator, mayor, or other political figure.
Call your elected representative.
Start an online petition (that you spread through social media). Since one voice might not be enough, let the decision makers know just how many people care about the issue you’re passionate about.
Change.org is one of the best known places to create an online petition, but it’s far from the only one.
If you gather enough signatures, invest the money and time in printing out a hard copy. Hand delivering a stack of papers with 30,000 signatures is more visually impressive than sending an email with an attachment. Wikihow
To my folks… I am proud of you guys, throughout my childhood I have seen you work hard long hours. I appreciate your determination, persistence, and love to continue your fight to make our family’s life better. It’s because of you guys that I know it’s possible to move up in the world through working your butt off. You started with very little, we had little for many years, but throughout those years you managed to move to a great neighborhood, in a good school district, in a decent home…Where my kids and I have crashed your party and reside with you… I will fight too, just as you guys did, to buy my own home in the same great location so that you may have your space back in your very crowded home… but most importantly so that my kids can look back and see I made it through hardship by hard work, persistence, and love. I have the desire to go from nothing to something, as I have recently fallen and will once again pick myself back up and try again.
I wish everyone content, relaxation, and happiness in their future (if they struggle). Work hard, fall, get back up, fall some more, get back up, and never give up until you succeed and live out your dreams.
I am taking donations now, to help my blog succeed and to start making a living on this… Feel free to support this hard working Mama of TCV, any amount would be appreciated… any time you’d like to come back and donate, you can look for the ‘Donate’ section on the menu bar (coming soon!) Thank you from the bottom of my heart!
1st photo by: stockkevin.com
photo of working mans gloves by: occassionalplanet.org
Photo of Nelson Mandela quote by: just harvest.org
photo comic by: rap.genious.com
photo of Audrey Hepburn quote by: inspirationalquotesb.blogspot.com